Banks will lend you money under certain conditions.

Banks may lend you a sum of money the equivalent of up to five times your annual salary if you meet the following conditions:  

  • You have a valid residence permit.  
  • You have lived in the Netherlands for at least five years.  
  • If self-employed, you are able to produce your company's financial records for the last three years and are able to prove future potential earnings.  

You will find a wide variety of mortgages (hypotheken) on offer. However, do your homework and consult with friends, family or an advisor for recommendations to choose the ideal product.  

Two people speaking over a document.

Housing consultation by Expat Mortgages

Have you been thinking of buying a property instead of renting? Wondering if you are eligible and what will be your monthly costs?

Fred van Maanen from Expat Mortgages will gladly answer all your mortgage related questions. If you have proper paper with you, he will also calculate your maximum mortgage capacity, as well as giving you an indication on your monthly expenses. He will also describe how the buying of a property process works in the Netherlands and highlight important rules and regulations for you.The consultations will take place in the booth of Expat Center Leiden helpdesk in the LEVEL building (Bargelaan 190 in Leiden, Booth 022).

Reserve your spot to get your consultation here

Our Partners in Mortgages

More in Housing