Banks will lend you money under certain conditions.

Banks may lend you a sum of money the equivalent of up to five times your annual salary if you meet the following conditions:  

  • You have a valid residence permit.  
  • You have lived in the Netherlands for at least five years.  
  • If self-employed, you are able to produce your company's financial records for the last three years and are able to prove future potential earnings.  

You will find a wide variety of mortgages (hypotheken) on offer. However, do your homework and consult with friends, family or an advisor for recommendations to choose the ideal product.  

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